Anxiety Disorders Essay example -- essays research papers

Anxiety is part of life; everyone feels it to one degree or another during their lives. However, when that feeling of anxiety starts to take over your life, or is persistent beyond a certain time in our lives (e.g. a speech in class) then a person may have an anxiety disorder. Anxiety disorders are characterized by extreme distress, persistent anxiety, or maladaptive behaviors that reduce anxiety. There are four common types of anxiety disorders: Generalized anxiety disorder, Panic disorder, Phobias, and Obsessive-compulsive disorder. Each disorder is characterized by a set of common symptoms and can be caused by different things. The Disorders Generalized Anxiety Disorder A generalized anxiety disorder is characterized by feelings of edginess, continual tense and jittery feelings, worry, muscular tension, agitation, and sleeplessness. Those feelings may make themselves known to the outside world through furrowed brows, twitches, sweating, and fidgeting. A person suffering from this disorder may find it difficult to concentrate on their day to day lives, their attention is constantly diverted to a large variety of worries. Panic Disorder A panic disorder is characterized by a feeling of intense dread. A panic disorder makes itself known suddenly through panic attacks. A panic attack takes place over the span of a couple of minutes and is characterized by an intense feeling of fear, heart palpitations, shortness of breath, choking sensations, trembling, or dizziness. The bo...

Being a Blonde Haired Girl

Throughout my life many times I have heard the common snickering of†¦. â€Å"What do you call a blonde with half a brain? †Ã¢â‚¬ ¦Ã¢â‚¬ ¦. â€Å"Gifted! †, or â€Å"What do a blonde and a coke bottle have in common? †Ã¢â‚¬ ¦Ã¢â‚¬ ¦ â€Å"They are both empty from the neck up! † Although, yes, many times people find themselves cracking up at these dumb ‘harmless’ jokes, they are unconsciously supporting the stereotype that blondes are stupid. Even though these jokes are meant to be inoffensive; to some they remain stereotypical and inevitably discriminative.It is common in our society, no matter what the situation is, for a person to involuntarily judge another primarily based on their outward appearance before they obtain any knowledge of what kind of person they are. Universally, Blonde women are denounced as dumb, before they have even released a breath, or even spoken a word to give an acquaintance a mere hint of their intelligence leve l. Despite the fact that many blondes ‘hate’ to be perceived as dumb, our society is making it incredibly hard to avoid with the use of celebrities, actresses, movies, and tabloids.Being a blonde woman has put me in a group whether I like it or not. Being blonde has negative and positive effects on a person with this hair color. First of all, let's take a little look at where this whole â€Å"dumb blonde† idea comes from. One theory is that the ancient. Greeks and Romans so admired their flaxen-haired neighbors to the north, they would bleach their hair to make it blonde. Seeing as they didn't exactly have the health standards we have today, a considerable amount of bleach repeatedly placed on the scalp and being inhaled could have some effect on one's mental status.Another theory is that in the Middle Ages, while the lords and ladies pranced around and shaded their delicate features, common people worked outdoors in the fields and became tanned and their hair gr ew lighter. As the lower classes didn't usually have a formal education, tan skin and blonde hair became associated with unintelligent, lower class people. Then there is the ever famous book by Anita Loos and the movie based upon it, Gentlemen Prefer Blondes, starring Marilyn Monroe. Released in 1953, this story about two showgirls-a clueless blonde and a sassy brunette.While perhaps highlighting the â€Å"fun† side of blondes (in fact, brunette women held a demonstration protesting the movie, showing that brunettes could be just as much fun), this certainly did nothing to showcase their intelligence. â€Å"In a study conducted by a psychology professor at the University of Coventry in Britain, 120 men and women assessed photographs of a 21-year-old woman wearing a brown, red, natural blonde or platinum wig. The platinum blonde was rated less intelligent by the participants, particularly by the men. (McGinn) Blonde hair in women has been considered attractive and desirable a nd secondly, the belief that a blonde woman makes little use of her intelligence and relied more on her looks. This stereotype is a combination of historical stereotype, bad press, and human nature. Starting with history, blonde hair is a recessive trait, and therefore somewhat rarer than brown or black hair. Traditionally, this has made it more attractive and desirable. Hence blonde haired woman are perceived to be more beautiful than dark haired women.This can be deemed as a positive stereotyping. However, there is a negative stereotype as well. The dumb blonde is a popular-culture derogatory stereotype, intended to portray the blondes as very beautiful but dumb. Dumb blonde stereotyping entered the American culture in 1900s. Blondes are stereotyped as â€Å"beauties without brains†. This image of the blonde has been exploited in culture, literature, advertising and movies. These, in combination with other forms of media have given the ever-lasting perception of blonde-ster eotypes.The blonde-haired women have been portrayed as dumb-blondes. For example, Gentlemen Prefer Blondes, a novel, a Broadway musical and a film, exploited the idea of blonde's charm. Many blond actresses have played stereotypical â€Å"dumb blondes† in movies and sitcoms and this has further caused the people to stereotype blondes. â€Å"As a naturally blonde woman I find that I? m defending myself on a daily basis, having to assure people that I? m not an idiot and remonstrate my own common sense against their assumptions of my stupidity.People either assume that anyone with blonde hair must unquestionably be a ‘bimbo’ or if not, feel that they have the right to make jokes to the same effect at your expense. I agree completely that the many young, attractive women who dye their hair blonde and morph into tanned, plastically enhanced Barbie dolls to compensate for their lack of intellectualism, while not making them any less deserving of defense, does give wo men who just happen to be born with blonde hair a bad press. † (Littlemore) Blonde jokes are set to be banned in Hungary after a group of women staged an angry demonstration outside parliament. The protesters handed in a petition claiming they were being discriminated against in every walk of life by bad taste blonde jokes. Their spokesperson Zsuzsa Kovacs said: ‘Blondes face discrimination in the job market, in the workplace and even on the streets. ’† (Unknown) â€Å"Blonde-haired women earn seven percent more than women with other hair colors researchers claim, suggesting looks are worth more than intelligence if stereotypes are correct.The Telegraph reports that the study found that not only do blonde women earn more than darker haired counterparts in the workplace, that they also marry wealthier men, who earn an average of six per cent more than the husbands of other women. The study in the journal, Economics Letters reported that having blonde hair bo osts pay by $3,000 a year for a woman earning the average salary. † (Olsen) The power and control attached to this specific hair color can be useful for any individual. Sometimes it can get a person out of a tricky situation.For example, if a blonde does something stupid, she can pass it off as a so-called â€Å"blonde moment. † Instead of making fun, people will think, â€Å"Aww, cute. That was so silly. † Jessica Simpson made her fortune on this type of situation. Or say a blonde wants to really wow others. She could, with a little persistence, play the dumb blonde for a while. The setup may take quite some time, but when the conversation turns to a topic she knows well or has a strong opinion on, she can unleash all the intelligence she's been hiding.Being blonde has negative and positive effects on a person with this hair color. The dumb blonde stereotype will probably never go away. It hurts sometimes when being referred to as a dumb blonde when in fact that isn’t the case. No matter what the hair color, everyone has a â€Å"dumb blonde† moment every now and then. Also, blondes stick out in a crowd and are noticed more which is nice when it comes to meeting guys or when you’re competing for a job. Also, playing a dumb blonde can even get you what you want without anyone really knowing. Personally, I love that I’m a natural blonde.I currently am trying a new hair color but am finding that it still doesn’t compare to being blonde.Work Cited Littlemore, Vikki. â€Å"The Wrong Blonde Joke. † American Chronicle. Ultio, LLC. , 05 Jun 2009. Web. 8 Nov 2010. . McGinn, Dave. â€Å"Office blonde jokes no laughing matter. † The Globe and Mail. CTVglobemedia Publishing Inc. , 24 Nov 2009. Web. 8 Nov 2010. . Olsen, David. â€Å"Blonde Women Earn More Despite ‘Dumb' Stereotype. † Dynamic Business. Dynamic Business, 06 Apr 2010. Web. 8 Nov 2010. . Unknown. â€Å"Blonde Discrimination is n o Joke in Hungary. † IOL News. Independent Online, 24 Nov 2004. Web. 8 Nov 2010. .

Child Soldiers in India - 2021 Words

The military use of young children takes three distinct forms: children can take direct part in hostilities (child soldiers), or they can be used in support roles such as porters, spies, messengers, look outs, and sexual slaves; or they can be used for political advantage either as human shields or in propaganda. Throughout history and in many cultures, children have been extensively involved in military campaigns even when such practices were supposedly against cultural morals. Since the 1970s a number of international conventions have come into effect that try to limit the participation of children in armed conflicts, nevertheless the Coalition to Stop the Use of Child Soldiers reports that the use of children in military forces, and†¦show more content†¦The National Cadet Corps recruited school and college students from the age of 13yrs to take part in military and other training on a voluntary basis. Although not obliged to sign up for military service, cadets who succeeded in passing exams were given concessions when applying to the army, navy or air force as well as auxiliary forces. Cadets were involved in relief operations in southern India following the 2004 Asian tsunami. * Child recruitment and deployment The lack of systematic birth registration, particularly in rural areas, made it difficult to verify ages, making it impossible to rule out the possibility that under-18s might participate actively in hostilities. There were active recruitment drives targeting â€Å"youths†, particularly in the Kashmir valley. * Detention of children There was evidence that in areas of armed conflict children accused of being members of armed groups were detained, often in violation of national legislation designed to protect children in conflict with the law. In Manipur it was alleged that the system established under the Juvenile Justice Act 2000 was non-functioning due to inadequate resources; in particular no juvenile home had been established. As a result, security forces (including police) who detained children in anti-insurgency operations were reportedly claiming that they were over 18 whenShow MoreRelatedChildren s Impact On Children Essay1472 Words   |  6 Pageschildren. Children in armed conflict one of such group in the society who is vulnerable and prone to many exploitation. The relationship of the child with war can be categorised into two. One is children are impacted by the war by losing their shelter, their identity their family and the rights. Second they are involved in the war in the form of child soldiers by force. When a war or conflict take place all the thing surrounded with the place where the conflict happened will be get disturbed all theRead MoreEssay about Child Labor: Nowhere Is Without1312 Words   |  6 Pagesthe age, whoever they are, they are working. The interpretation of the words, â€Å"Child Labor,† has changed vastly over the centuries ago it began. Furthermore, the use of child labor around the world has persisted and grown from the centuries ago it began. Regrettably, child labor can be found everywhere in the world and in a multitude of industries, and these industries are responsible for the many varieties of child labor. Also, throughout history, children have been used as a source of laborRead MoreChild Of A Soldier For The War1419 Words   |  6 PagesAt that time they very need people who is younger to be a soldier for the war. Every kid they teach them how to use the gun event they skull. Many nations they had do this to their people who live in that nation s. States it is not much of a problem mostly because here we have child labor laws. Child soldiers are not really a problem in the U.S because of our Labor laws. They have to do this too their child because they are pool, so they need to do this too le t their kid get out and find himselfRead MoreWhat Is Child Slavery?907 Words   |  4 PagesWhat is child slavery? This is the slavery of children right from a very young age, in which this young kids are forced into labor or all other conditions that are not suitable for a little child. The rights of this children are taken away while they are young and are forced to do different things against their will for which they are often not rewarded or underpaid. In their book Modern-Day Slavery 2008, Van de Glind and Kooijmans defined child slavery based on the two different strategies usedRead MoreRudyard Kipling s The Jungle Book1375 Words   |  6 PagesBook† is also an accused jingoist (Kipling, RudyardNobel Prize Winners). Rudyard Kipling was a European man born in Bombay India in 1865. Kipling was born during an age of British Imperialism in India (McNamara and Kipling, Rudyard Hutchinson Encyclopedia). He himself was rumored to be an imperialist for Britain. Throughout his lifetime Kipling lived in Britain, India, and the United States of America (Kipling, Rudyard World Authors). He used his many experiences from these areas to shape hisRead MoreThe Island Country Of Sri Lanka1226 Words   |  5 Pagesin contact with Tamil speakers from southern India since at least the second century BCE, but large amounts of Tamils started to appear in Sri Lanka between the seventh and eleventh centuries. When the island was first colonized by Britain, large plantations were settled on the island eventually being used for the production of tea and rubber. After the foundation of the cash crop plantations, approximately one million Tamil speakers from southern India were taken for plantation usage, using themRead MoreChild Soldiers And Children Under The Age Of 181419 Words   |  6 Pagesâ€Å"For child soldiers, everyday is a living nightmare† (Chatterjee, 2012). Child soldiers are children under the age of 18 who are used in the military for any source of benefit. Child soldiers worldwide have become a huge issue, leading to many unnecessary deaths as well as lifelong mental trauma. According to â€Å"For Child Soldiers, Every Day is a Living Nightmare† 90% of the child soldiers in Liberia show post-traumatic stress disorder (PTSD), as well as 65% showing depression post-war. DevelopingRead MoreEssay about The Horror that Are Child Soldiers1264 Words   |  6 Pagesthe world (Kaplan). These children a re called child soldiers. A child soldier is classified as a person enlisted in an army or militia that is under the age of eighteen. (11 Facts). They are recruited into armies for many different reasons and used for many different tasks. There are a number of countries that children are forced to fight in such as Columbia, Myanmar, Iraq, and many more (11 Facts/Kaplan). Children should not be forced to be soldiers in war because it puts young lives at risk. ChildrenRead MoreThe The Souls Of White Folks 1104 Words   |  5 PagesIndia was under imperialistic rule by the British Empire or the â€Å"Bristish Raj† from 1858 to 1947.The region under British control—commonly called â€Å"India† in the British period included areas directly administered by the United Kingdom as well as the â€Å"princely states† ruled by individual rulers under the paramount of the British throne. In my recent visit to London precious jewels and Indian made goods are displac ed in Windsor castle under high security. Most of the goods accumulated from India wereRead MoreKim As A Presentation Of The Issue1511 Words   |  7 Pagesprobably in the period 1893-98, after the Second Afghan war, which ended in 1881 but before the Third. The novel is interesting for its description of representation of the people, culture, languages and different religions of India. â€Å"The book presents a vivid picture of India, its teeming population, religions and superstitions, and the life of the bazaars and the roads†. Rudyard Kipling’s book Kim was written in the nineteenth century, on which the author’s opinions and abilities are based according

Tax Implications of E-Commerce in Nigeria - 4601 Words

ABSTRACT This paper examines the Tax Implications of E-Commerce. The issue of e-commerce and its tax implications continues to receive a high level of attention because of the fast growth of e-commerce activities. In the emerging global economy, e-commerce has increasingly become a necessary component of business strategy and a strong catalyst for economic development. The integration of information and communications technology (ICT) in business has revolutionized relationships within organizations and those between and among organizations and individuals. Specifically, the use of ICT in business has enhanced productivity, encouraged greater customer participation, and enabled mass customization, besides reducing costs. Even before the†¦show more content†¦Countries might differ over where the presence of a facility, the location of customers, the passage of title or a number of other factors determines where the income arises. E-Commerce facilitates cross-border transactions and as a mechanism has particular relevance to international taxation. Consequently according to Li, Jinyan(2003) while e-commerce might not introduce any new problems, it is apparent that any problem already associated with an inability to synchronize or inter-relate a variety of disparate taxing systems became exacerbated by a model that facilitates the very types of transactions that result in such problems in the first instance. A fundamental change in existing tax rules does not appear to be requisite. However internet and e-commerce has increased the need for efficient and equitable tax treatments of firms operating in multiple tax jurisdictions. Current procedure used by most countries to allocate the tax base between jurisdictions and to avoid double taxation through a network of more than 1,500 bilateral double taxation treaties, is not only cumbersome, but will also come under increasing pressure as the scope and volume of cross border activities expand sharply. This is because the double taxation treaties are based on the assumption of national sovereignty in tax policy, which will become less relevant as globalization progresses. Most discussions with respect toShow MoreRelatedBusiness and Small Scale Industries9686 Words   |  39 PagesTHE ROLE OF SMALL SCALE INDUSTRY IN NATIONAL DEVELOPMENT IN NIGERIA Ayozie Daniel Ogechukwu, Delta State University, Abraka, Delta State, Nigeria, The Federal Polyt echnic, Ogun State, Nigeria Abstract A business whether small or big, simple of complex, private or public is created to provide competitive prices. Business in Nigeria has been classified as small, medium and large. In both the developed and developing countries, the government is turning to small and medium scale industries, as a meansRead MoreRatio Analysis17644 Words   |  71 PagesAS A TOOL FOR DETERMINING CORPORATE PERFORMANCE ( A STUDY OF SELLECTED BANKS IN NIGERIA) RATIOS ANALYSIS AS A TOOLS FOR DETERMINING CORPORATE PERFORMANCE :( A STUDY OF SELECTED BANKS IN NIGERIA) BEING A RESEARCH PROJECT SUBMITTED TO THE POSTGRADUATE SCHOOL IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE AWARD OF THE DEGREE OF MASTER OF BUSINESS ADMINISTRATION (MBA) OF AHMADU BELLO UNIVERSITY,ZARIA NIGERIA DEPARTMENT OF BUSINESS ADMINISTRATION, Read MoreThe Impact of Foreign Direct Investment on Nigeria Economic Growth9932 Words   |  40 PagesCHAPTER ONE INTRODUCTION 1.1 Background of the Study Industrialization has not only changed the way the world do business but also changed the world itself. Fortunately, Nigeria is one of the countries that did not escape its impact. Industrialization is the process of social and economic change that transforms a human group from a pre-industrial society into an industrial one. It is a part of a wider modernization process, where social change and economic development are closely related withRead MoreThe Impact of Foreign Direct Investment on Nigeria Economic Growth9940 Words   |  40 PagesCHAPTER ONE INTRODUCTION 1.1 Background of the Study Industrialization has not only changed the way the world do business but also changed the world itself. Fortunately, Nigeria is one of the countries that did not escape its impact. Industrialization is the process of social and economic change that transforms a human group from a pre-industrial society into an industrial one. It is a part of a wider modernization process, where social change and economic development are closely related withRead MoreThe Accounting Profession and Nat39077 Words   |  157 Pagescorrespondence, enquiries, contributions and research notes should be submitted to: The Editor, The Journal of Accounting, C/o Nigerian College of Accountancy, Plot 42T Bauchi Ring Road, Dogon Dutse, P. M. B. 2734, Jos, Plateau State, Nigeria. Subscription Rates: Nigeria Outside Nigeria - N1000 (Exclusive of postage) N1000 $10 (Exclusive of postage) Prof. Edet R. Iwok Editor-in-Chief iv EDITORIAL Like any other profession, Accounting is not static. It constantly responds to the dynamism ofRead MoreImpact of Monetary Policy on Nigeria Commercial Banks11620 Words   |  47 PagesTHE IMPACT OF MONETARY POLICIES ON NIGERIA COMMERCIAL BANK (A CASE STUDY OF ZENITH BANK P.L.C) For more project materials Log on to Or call +2348130686500 +2348093423853 TERMS AND CONDITIONS Using our service is LEGAL and IS NOT prohibited by any university/college policies You are allowed to use the original model papers you will receive in the following ways: 1. As a source for additional understanding of the subject 2. As a source for ideas for yourRead MoreProblems and Prospects of Marketing6358 Words   |  26 PagesInternational Journal of Business and Management September, 2009 Problems and Prospects of Marketing in Developing Economies: The Nigerian Experience Sunday O. E. Ewah Alex B. Ekeng Department of Business Administration, Cross River University of Technology Ogoja Campus, Nigeria Tel: 80-5901-4300 Abstract The study takes a holistic view of some of the problems facing marketing in developing economies, such as low marketing education, preferences for foreign products and low patronage for non-essentialRead MoreInformation and Communication Technology as Bedrock of the Nation13285 Words   |  54 Pagesrecognizes that Biotechnology, especially genetic engineering provides the potential to make Life Sciences an engine of growth and business for the 1 country. This has led to the establishment of the National Biotechnology Development Agency (NABDA). Nigeria is considered one of the richest countries in Bio-resources with its extensive biodiversity. The Federal Ministry of Science and Technology recognizes this and is therefore collaborating with the Federal Ministry of Environment and other stakeholdersRead MoreImport And Local Production Of Cement Importation9782 Words   |  40 Pages(Mojekwu, Idowu, Sode, 2013). See table below for the import and local manufacturing trend over time Table 3: Cement imports and local production 1986-2011 As seen from the above table 2, between 1999 and 2008 the importation of cement into Nigeria was in excess of local production with millions of metric tonnes per annual. This was due to continue high demand in the domestic market as importation reached its highest peak in 2008 with the import of 6.9mtpa. The lack of investment in the sectorRead MoreFormal and Informal Institutions21073 Words   |  85 PagesAcknowledgements Abstract 1. 2. 3. 4. 5. 6. 7. 8. Introduction Problem statement Objectives and hypothesis of the study Literature review Structure and performance of the financial sector in Kenya Methodology Empirical results Conclusions and policy implications 1 3 4 5 13 20 23 37 40 References List of abbreviations ACK ANOVA GDP ICDC K-REP Ksh MAGs NBFIs NGOs POSB PRIDE ROSCAs SACCOs SCAs SMEs Anglican Church of Kenya Analysis of variance Gross domestic product Industrial and Commercial Development

The Ascent Of Money By Niall Ferguson - 1278 Words

Have you ever finished a book and said to yourself â€Å"Wow, I am going to reread this book again?† Unfortunately, The Ascent of Money by Niall Ferguson is not a book where you will likely reread it, instead you will be saying â€Å"Is it finally over?† Ferguson explains how money came to be in our society by starting off with the first use of currency to the end where money has become something we cannot even touch. As a person who is not interested in the history of money, but interested in my net worth going up, I believe The Ascent of Money by Niall Ferguson did a mediocre job on attempting to persuade us on how money is one of the backbones of human history. Initially, the first issue of the book I did not like, jumping from place to place on the timeline. Ferguson begins with how, before money came about, we â€Å"primitive peoples chanced upon each other, it seems, they were more likely to fight over scarce resources (food and fertile women) than to engage in commercial exchange.† (Ferguson 19). Back then we did not need money; instead we just took what we needed. Then Ferguson jumped right into how the Spanish found gold and silver, then the Roman Empire, and then Mesopotamia. Ferguson should have followed a timeline and it would have made the book less confusing to read. In class, I understood what was going on in between those timelines, however if somebody just picked up the book and started reading it, they would be confused especially with how we came from the Spanish toShow MoreRelatedThe Ascent Of Money By Niall Ferguson1516 Words   |  7 PagesIn The Ascent of Money, Niall Ferguson argues that the progress of money is essential to the progress of man. More importantly, he argues that understanding the history of finance provides some insights into making better financial decisions. Although Ferguson’s book is not an introduction to finance, it contains some well-supported arguments with historical lessons and insights of world finance. Ferguson’s book has many strengths and a few weaknesses. One of the strengths of the book is the organizationRead MoreThe Ascent Of Money By Niall Ferguson1524 Words   |  7 Pages A Critical Review of The Ascent of Money In The Ascent of Money, Niall Ferguson argues that the progress of money is essential to the progress of man. More importantly, he argues that understanding the history of finance provides some insights into making better financial decisions. Although Ferguson’s book is not an introduction to finance, it contains some well-supported arguments with historical lessons and insights of world finance. Ferguson’s book has many strengths and a few weaknesses. OneRead More`` Safe As Houses `` And A Financial History Of The World1113 Words   |  5 PagesNiall Ferguson clearly illustrates several economic principles and findings that are also illustrated in our Macroeconomics class. These concepts are seen in Episodes 5 and 6 of The Ascent of Money of money series. â€Å"Safe as Houses† and â€Å"A Financial History of The World† are both episodes that Ferguson uses to emphasize concepts that are also seen in our Macroeconomics. Some of the concepts that are seen in these episodes are property ownership and the finances that come with the ownership of propertyRead MoreBanking : An Old Aged Idea1501 Words   |  7 Pagesbanking ideas can be linked to money and how money has changed the power of people and countries. It can be proven throughout the history of that money, power, and banks are directly related. The banks and money relate to power because the more ec onomic strength a country has the more they can do military wise. It can also be proved over time that money and power create issues that can be counterproductive to society. In Niall Ferguson’s book, The Ascent of Money, Ferguson connects the conquering ofRead MoreThe True Origin Of Debt1257 Words   |  6 Pagescivilizations that dealt with money. Many argue that money does not buy you happiness however then explain how money dictates the lives we live. Money has a large effect in our lives but we do not realize this until we grow up and become aware of this ourselves. Nevertheless, how was debt created that we would owe an amount of money due to us borrowing it and using it for our personal pleasure? Without going in the topic of debt and money too much, we were taught at a young age how money has created a massRead MoreThe Effects Of The Recession On The Economy And It s Citizens1105 Words   |  5 Pageswho control the well-being of the economy (pg.182). It was ultimately positive thinking contaminated the financial system. This idea of being optimistic in everyday life has carried over into the economies, which has caused individuals to spe nd more money than they are saving. As a result, this action â€Å"builds up credit card debt on expenditures† (pg. 182). As the debts become larger, they become more difficult to pay off. However, it was something that wasn’t of concern to individuals at the time, dueRead MoreDreams Of Avarice : The Rise Of Money And Credit Essay1317 Words   |  6 PagesIn The Ascent of Money Niall Ferguson gives an in-depth historical look at money and finance. He begins with ancient banking practices in ancient Mesopotamia, and finishes his book with his predictions for the near future based on patterns that he sees. In the book he discusses the rise of money and credit; the bond market; the stock market; insurance; real estate; and international finance. Niall Fergusson believes that finance and money was made as a necessity for urbanization and developmentRead MoreThe Socio-Economics of the Industrial Revolution and Its Effects on the American Economy1042 Words   |  5 Pagesbeing created at an astounding rate, consumption from consumers skyrocketed, further increasing the income of the wealthy factory owners (History.com Staff 8). This class lived luxuriously, erecting museums, mansions, and other lavish structures (Ferguson 285). Furthermore, the wealthy, with a greater number of mass-produced goods, also had great material wealth. These factors contributed to the first major growth of a social class in the Industrial Revolution, the upper class. Another class thatRead MoreEconomies of Scale2129 Words   |  9 Pagescongressional committees requesting the banks have more capital than one who can assume the losses. The larger the bank should be more regulations on their capitals (New York Times, July 27, 2009, Editorial). However, the laws do not fully protect public money from the externalities of risk created by the banks. In a majority of cases, bank failures, term assumes the people who pay their taxes. In assessing the effects of size and risk factors, Taleb / Tapiero [2009] choose a significant example of firmsRead MoreThe Prince by Niccolo Machiavelli2045 Words   |  8 PagesIntroduction The Renaissance was the tumultuous rebirth of European literature and art. It started in Florence and was ‘funded by the Medici’ (The Ascent to Money 2009) family. This is particularly significant as Niccolà ² di Bernardo dei Machiavelli, was born into the nobility in the Republic of Florence on 3rd May 1469. He was educated in Latin and then studied at the University of Florence. This fuelled his interest in political theory and so the Medici. During his childhood, Lorenzo de Medici

Food truck analysis free essay sample

Studies have shown that due to the apparent combination of economic and technological factors combined with street food and conforming with being what it is considered in by the young generation; gourmet trucks menus run the gamut of ethnic and fusion cuisine. These street food stalls often focusing on limited but creative dishes at reasonable prices, they offer customers a chance to experience food that they otherwise may not be able to. Street food has also evolved with the growing need of its consumers thus the creation of food trucks. While one truck may specialize in outlandish burgers, another may serve only pizza cones. Due to its popularity, food truck franchises began to form, catering to the public who were searching for these delicious gourmet treats. Gourmet Streets, one of the most respected food truck franchises in America became a huge sensation as a result of this gourmet revolution. Food trucks started in the late 1800s in America by Charles Goodnight as a means of transporting and cooking food for cattlemen. We will write a custom essay sample on Food truck analysis or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Mobile food trucks or roach coaches, was known to serve construction workers and other blue collar professionals. Food trucks nowadays not only serve meals but also desserts. As aforementioned above, some have established themselves as restaurants-on-wheels selling prime meals. Because of the nature of the mobile truck, it can very well serve you any time of the day; whether breakfast, lunch or dinner depending on the time of the trucks arrival. With this, the proponents will be creating a food truck that will sell food for the on-the-go costumer such as students, working professionals and the like. Overview of the Concept The researchers have observed that there is an abundance of Filipinos who patronize street food, fast food and the like. The idea of creating a food truck business in the Philippines is to target and capitalize this said market. As more and more Filipinos are embracing the fast paced trend of today’s society the food truck business will be more than capable of catering to their needs. The food truck will offer a variety of carefully constructed, deliciously invented high protein, high carb, and energy loaded meals served in medium sized proportions. All meat and no green, just pure energy is our motto. Reaserch has proven that the food truck will be very effective with its flexibility and adaptabilty to any area as long as there is a road with hungry, busy people. It will be operated by the 4 owners with 8 hour shifts. The first shift will serve 2 hours for the morning rush then 3 hours catering to the hungry lunch eating machine and the remaining 3 hours will be for the merienda cunsumers who seemingly wont last a day without their afternoon meal. The second shift will focus more on the night market, catering to people who work from dinner time to the wee hours of the morning. Business will start at 6 pm to 2am shifting venues from the pioneer center in mandaluyong to the call center heart of the country, libis. Business Name â€Å"Yeah Men† Meals on Wheels Epic Meal Truck Meat Wagon Type of service Take-out semi dine in Location Mezza norte Taft U-belt Cusina andare (Glorietta 3 park Fri-Sun) Banchetto, Pioneer center and Libis Type of ownership: General partnership Organizational chart: Officers staff of the business (rotation of positions): Manager person who has control or direction of an institution, business Accountant inspecting and auditing financial accounts also helps in taking orders. Cook – does prep work and cooking duties. Expeditor – responsible for calling expediting orders from the customer. Benefits Allowance 1. Free food -the food is free to our entire employee during their work shift. 2. Free Uniform -Our company is provides free uniform for our crew/s. The number of uniform will be based on your time availability. 3. Recognition -once you have been doing well on your job you can be one of our Crew of the Month, Crew of the Quarter Crew of the Year 4. 13th month pay -Every year, you are entitled to a 13th month pay, which is equivalent to ? of your basic salary. This is released not later than December 24. 5. PHILHEALTH -The philhealth program provides benefits for hospital room and board allowance, allowance for medical, laboratory examination, X-ray, surgeon fee, operating room fee, anesthesiologist’s fee, medical and dental practitioner’s fee. However, the allowance will not necessarily cover the total expense incurred. 6. SSS BENEFIT -The Social Security System provides benefits and services to the covered employees and their families. The company and the employees jointly make monthly contributions to the SSS 7. PAG-IBIG -coverage of the PAG-IBIG fund is mandatory upon all employees covered by the Social Security System and earning a monthly compensation of at least P4,000 -the company and the covered employees shall contribute to the Fund an amount equivalent to two precent (2%) of the monthly compensation of each covered employee.

Types of Bankruptcy

Introduction Bankruptcy refers to a federal court process in which repayment arrangements are made to allow an insolvent debtor to clear the outstanding debts. Bankruptcy is often declared when a company or an individual is so deep into debt that starting afresh is the only reasonable option. This paper compares and contrasts the five types of bankruptcy proceedings.Advertising We will write a custom essay sample on Types of Bankruptcy specifically for you for only $16.05 $11/page Learn More Different Types of Bankruptcy The first type of bankruptcy is referred to as liquidation. It can be accessed by individuals, matrimonial couples or business partners. The group or individual seeking to apply for this bankruptcy proceeding must first attend an interview conducted by an agent of a credit counseling agency. The agent is obliged to appear in court during the bankruptcy proceedings. Unlike the other types of bankruptcy, the applicant is delegated a truste e who is expected to oversee the selection of assets that are to be excluded from the bankruptcy. Apart from the assets selected for exemption, the remaining assets are to be sold, and the proceeds used to settle the outstanding debts. The second type of bankruptcy involves municipalities that want to adjust their debts. It is contained in chapter nine of the United States bankruptcy code. This type of bankruptcy is different from the rest because it only is suited for municipalities. Municipalities in this respect include towns, cities, school districts, and counties. The third type of bankruptcy applies to business corporations and is referred to as reorganization. Unlike in liquidation where a trustee is allocated, this type of bankruptcy allows the corporation to design its own restoration plans. These plans for reformation can comprise measures that try to restore the productivity of the company, consolidate debt and begin repayment. Unlike liquidation, the reorganization type of bankruptcy does not seek to purge all arrears immediately. On the contrary, a suitable payment plan is formulated to enable the business to keep all or most of its essential assets while paying its debts. The strategy for reorganization is ultimately ratified or dismissed by the court. The fourth type of bankruptcy involves fishermen and family farmers who have access to regular sources of income. Unlike liquidation, the applicant does not lose any of his assets.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More The applicant is instead allowed to repay his debts out of his prospective earnings. A debt repayment plan is designed in a format that the applicant can observe. This bankruptcy is similar to the fifth type of bankruptcy since the debtor is allowed to design a plan for repayment in both cases. It is similar to liquidation with respect to the concept that a trustee is allocated to oversee the repayment. The fifth type of bankruptcy covers individuals who are not necessarily fishermen or farmers, but who must have regular sources of income. It resembles the previous type of bankruptcy since both types deal with people who have regular sources of income. However, unlike the previous, this type of bankruptcy is not restricted to specific professions. Like in liquidation, a credit counselor must be consulted. However, in this case, the work of the counselor is to establish the applicant’s ability to restructure his own debt payment plan. The fifth type of bankruptcy compares with the fourth and third since they all allow the applicants to retain their assets. Unlike liquidation, the insolvents do not acquire instantaneous absolution from debts. Conclusion There are five different types of bankruptcy outlined in the United States bankruptcy code. These types of bankruptcy apply to different individuals and companies and vary according to income, profession and level of debt. It is advisable that each individual or organization examines the different bankruptcy types before settling on one. This essay on Types of Bankruptcy was written and submitted by user Raquel Wilder to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.